---
title: "[港卡入门]系列1-常见银行转账设置及限额"
id: "891"
type: "post"
slug: "%e6%b8%af%e5%8d%a1%e5%85%a5%e9%97%a8%e7%b3%bb%e5%88%971-%e5%b8%b8%e8%a7%81%e9%93%b6%e8%a1%8c%e8%bd%ac%e8%b4%a6%e8%ae%be%e7%bd%ae%e5%8f%8a%e9%99%90%e9%a2%9d"
published_at: "2025-03-11T05:40:01+00:00"
modified_at: "2025-03-11T06:10:16+00:00"
url: "https://www.maomomo.com/2025/891.html"
markdown_url: "https://www.maomomo.com/2025/891.md"
excerpt: "很多小伙伴开完港卡后，都不知道自己的户号/卡号在哪里，怎么转账进去。 首先，香港借记卡(提款卡)仅用于现金存提款和消费并…"
taxonomy_category:
  - "银行"
  - "香港借记卡"
taxonomy_post_tag:
  - "中银卡"
  - "中银香港"
  - "信银国际"
  - "借记卡"
  - "外卡"
  - "汇丰"
  - "港卡"
  - "港卡入门"
---

# [港卡入门]系列1-常见银行转账设置及限额

### 很多小伙伴开完港卡后，都不知道自己的户号/卡号在哪里，怎么转账进去。

### 首先，**香港借记卡(提款卡)仅用于现金存提款和消费并不能直接转账进去！**这一点和大陆的银行卡差别很大。

### **香港银行都是以【账户号码】(所有币种)或者【转数快号码】(仅港币人民币)进行收款！**

### **其中【转数快】可以登记为FPS ID(快速支付识别码)/手机号/电子邮箱，把邮箱登记好每次转账只要输入邮箱选择收款行即可快速转账人民币和港币，并且通过【转数快】转账都是免手续费的十分方便。**

### 下面列举一下之前《[为什么要应开尽开之【香港银行】](https://maomomo.com/2025/863.html)》提到的几家必开银行的【转数快】设置、限额设置以及收款账户在哪找。

## 强烈建议把限额都调到最高(这玩意限额只会给自己找麻烦)并且把【账户号码】都另外存到手机备忘里(省得每次转账都得打开APP看)。

### 一、中银香港-BOCHK

![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-35-55_094920.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-35-55_094920.png)  
 ![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-36-20_970752.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-36-20_970752.png)

### 二、汇丰香港-HSBCHK

![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-36-47_511175.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-36-47_511175.png)  
 ![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-36-53_862440.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-36-53_862440.png)

### 汇丰设置限额需要到网页操作: www.hsbc.com.hk

![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-16_277839.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-16_277839.png)![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-26_475491.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-26_475491.png)![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-36_101594.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-36_101594.png)![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-46_871423.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-46_871423.png)![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-56_525697.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-37-56_525697.png)

### 三、信银国际-CITIC

![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-20_666248.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-20_666248.png)  
 ![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-30_803937.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-30_803937.png)

### 四、众安银行-ZABANK

![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-47_229127.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-47_229127.png)  
 ![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-57_173408.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-38-57_173408.png)

### 五、天星银行-AIRSTAR Bank

![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-39-32_979459.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-39-32_979459.png)  
 ![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-39-43_260505.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-39-43_260505.png)  
 ![https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-39-53_971777.png](https://maomomo.com/wp-content/uploads/2025/03/maomomo.com-2025-03-11_13-39-53_971777.png)