---
title: "[信银国际] 2025上半年温暖升级,信银大湾区GBA条款更新"
id: "520"
type: "post"
slug: "%e4%bf%a1%e9%93%b6%e5%9b%bd%e9%99%85-2025%e4%b8%8a%e5%8d%8a%e5%b9%b4%e6%b8%a9%e6%9a%96%e5%8d%87%e7%ba%a7%e4%bf%a1%e9%93%b6%e5%a4%a7%e6%b9%be%e5%8c%bagba%e6%9d%a1%e6%ac%be%e6%9b%b4%e6%96%b0"
published_at: "2025-01-02T14:57:14+00:00"
modified_at: "2025-01-02T15:22:08+00:00"
url: "https://www.maomomo.com/2025/520.html"
markdown_url: "https://www.maomomo.com/2025/520.md"
excerpt: "MAOMOMO解读(太长不看版) 迎新奖励与上期一样，除HKD消费10%(封顶1000HKD)或HKD消费(封顶60…"
taxonomy_category:
  - "银行"
  - "香港信用卡"
taxonomy_post_tag:
  - "GBA"
  - "信用卡"
  - "信银国际"
  - "外卡"
  - "大湾区"
  - "港卡"
  - "银联国际"
---

# [信银国际] 2025上半年温暖升级,信银大湾区GBA条款更新

### MAOMOMO解读(太长不看版)

> 1. **迎新奖励与上期一样，除HKD消费10%(封顶1000HKD)或HKD消费(封顶600HKD)**
> 2. **4%+6%基本上与上期一样，但月上限减半4%200月上限6%300月上限，条款更明确了单笔3000+就拿10%。**
> 3. **4%里包含的0.5%与以往一样。**
> 4. **截稿2025.1.2为止京东1%条款未更新但条款链接未删除。**
> 5. **不够刷可以拖家带口多开两张，以往刷不满也能降低压力了。**

### 官方条款节选

![Image](https://maomomo.com/wp-content/uploads/2025/01/maomomo.com-2025-01-02_22-28-34_335403.png)  
 ![Image](https://maomomo.com/wp-content/uploads/2025/01/maomomo.com-2025-01-02_23-19-26_872574.png)

### 根据上方节选，信银官方对条款作出了更完善的表达，以往有歧义内容得到改善。只是每月上限400+600变成200+300还是可以接受的。已经吊打内地的信用卡了。

上述内容根据官网文档阅读理解总结，仅供参考不保证准确性，实际以官网为准。  
 参考资料：

1. [信银GBA介绍页面官网链接](https://www.maomomo.com/goto/aHR0cHM6Ly93d3cuY25jYmludGVybmF0aW9uYWwuY29tL3BlcnNvbmFsL3Byb21vdGlvbnMvY3JlZGl0LWNhcmQvc2MvaW5kZXguaHRtbA)
2. [信银GBA迎新条款官网链接](https://www.maomomo.com/goto/aHR0cHM6Ly93d3cuY25jYmludGVybmF0aW9uYWwuY29tL3BlcnNvbmFsL3Byb21vdGlvbnMvY3JlZGl0LWNhcmQvc2MvdGMuaHRtbA)
3. [信银GBA回赠条款官网链接](https://www.maomomo.com/goto/aHR0cHM6Ly93d3cuY25jYmludGVybmF0aW9uYWwuY29tL19kb2N1bWVudC9wZXJzb25hbC9jcmVkaXQtY2FyZHMvZ2JhXzEwcGVyY2VudF90bmNzX3NjLnBkZg)
4. [信银GBA京东活动官网链接](https://www.maomomo.com/goto/aHR0cHM6Ly93d3cuY25jYmludGVybmF0aW9uYWwuY29tL19kb2N1bWVudC9wZXJzb25hbC9jcmVkaXQtY2FyZHMvamQtdG5jLXNjLnBkZg)